At Gem we love helping people achieve their goals. We believe in acting responsibly and respectfully, so if you're ready, let's get started.
Check your Personal Loan Rate in just 3 min.
*Rates tailored to you from 8.99% to 24.99% p.a. fixed for loan term. Credit and lending criteria, and fees apply including a $240 establishment fee.
We know you want things simplified so that's what we've done. Apply your way, online or on the phone. Enjoy flexible repayments (weekly, fortnightly or monthly) and ever so simple account monitoring on your mobile.
You won't get tricky finance talk or banky language from us. Our interest rates and fees are up front, clear and easy to understand.
We all have different needs, so we'll do our best to work out an option that is right for you. And if your requirements change, we'll try and work it out together.
We understand that borrowing money iS a big deal. That's why we'll work together to see which option may be right for you.
Enjoy 6 months interest free on all purchases of $250 or more,* anywhere Visa is accepted.
*Gem Visa T&Cs & fees apply including a $55 establishment fee & $52 annual fee. Prevailing interest rate (currently 25.99% p.a.) applies to any remaining balance on the expiry of the interest free term. Credit provided by Latitude Financial Services Ltd.